Solidarity Group Loan

These are micro business loan facilities designed to provide customers with easy access to funds for their working capital needs secured by the solidarity group guarantee. The insistence of solidarity loans is group guarantee and presence of actual economic activity of members. Solidarity groups are formed by 5-10 members, known and willing to guarantee one another for amount of loan taken by each member in the group. These are provided to agriculture loan products and small businesses loan products.


  • Easy access to funding
  • Group cohesion
  • Minimal security requirement
  • Easy repayment minimizes burden of the loan
  • Can graduate to other types of loans