HomeOur Loans › Government employee Loan
Loan Product

Government employee Loan

Payroll-secured loan for confirmed government employees, covering school fees, medical costs, housing, and more.

About This Loan

The Government Employee Loan is a payroll-secured personal loan for confirmed employees of Ministries, Departments, Agencies, Local Government Authorities and parastatals. It can be used for school fees, medical expenses, house improvement, asset acquisition, debt consolidation, and emergencies, with repayments deducted directly from salary through an irrevocable check-off arrangement.

Key Features

  • Loan amount: TZS 100,000 – TZS 50,000,000
  • Maximum tenure: 12 months
  • No mandatory savings requirement
  • Fast turnaround with wide MDA/LGA reach

Eligibility

  • Confirmed permanent and pensionable employee of a Ministry, Department, Agency, LGA or parastatal
  • At least one year of continuous confirmed service with current employer
  • Aged 18 to 55 years, with the loan concluding at least two years before mandatory retirement
  • Net salary after deduction must remain at least one-third of gross salary
  • Satisfactory Credit Reference Bureau report with no adverse history
  • Willingness to sign an irrevocable payroll check-off undertaking

Ready to Apply?

Contact our nearest branch or fill in the application form online.

Apply Now Find a Branch
Explore More

Other Loan Products

Ready to Apply?

Visit any of our branches or call us today. Our loan officers are ready to help you find the right product for your situation.

Apply for a Loan Find a Branch